.hero{--hero-photo-drop:18%;background:var(--gradient-sky);position:relative;overflow:hidden}.hero__image{width:100%;max-width:100rem;height:auto;transform:translateY(var(--hero-photo-drop));margin-inline:auto;position:absolute;bottom:0;left:0;right:0;-webkit-mask-image:linear-gradient(#0000 0,#000 170px);mask-image:linear-gradient(#0000 0,#000 170px)}.hero__shade{pointer-events:none;background:radial-gradient(62% 52% at 10% 8%,#01429ccc,#01429c00);position:absolute;inset:0}.hero__inner{gap:var(--space-10);padding-block:var(--space-14);grid-template-rows:auto auto 1fr;grid-template-columns:minmax(0,1fr) 26.875rem;align-items:start;min-height:min(62.5vw + 72px,56.25rem);display:grid;position:relative}.hero__trust{gap:var(--space-2) var(--space-6);margin:0 0 var(--space-4);color:var(--color-on-dark);font-size:var(--text-sm);font-weight:var(--weight-medium);flex-wrap:wrap;grid-area:1/1;padding:0;list-style:none;display:flex}.hero__copy{grid-area:2/1}.hero__inner>.lead-form{grid-area:1/2/span 3}.hero__trust-item{align-items:center;gap:var(--space-2);display:flex}.hero__trust-item:before{content:"";border-radius:var(--radius-round);background:var(--color-gold) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 18 18'%3E%3Cpath d='M5 9.4l2.6 2.6L13 6.6' fill='none' stroke='%2308244b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center / 100% no-repeat;flex:none;width:1.125rem;height:1.125rem}.hero__title{font-family:var(--font-serif);font-size:var(--text-display);font-weight:var(--weight-bold);letter-spacing:-.01em;color:var(--color-on-dark);line-height:1.03}.hero__title-line{display:block}.hero__title-line--accent{color:var(--color-gold)}.hero__lead{max-width:32.5rem;margin-top:var(--space-5);font-size:var(--text-lead);color:var(--color-on-dark);line-height:1.3}@media (width>=1601px){.hero__image{-webkit-mask-composite:source-in;-webkit-mask-image:linear-gradient(#0000 0,#000 170px),linear-gradient(90deg,#0000 0,#000 14% 86%,#0000 100%);mask-image:linear-gradient(#0000 0,#000 170px),linear-gradient(90deg,#0000 0,#000 14% 86%,#0000 100%);-webkit-mask-composite:source-in;mask-composite:intersect}}@media (width<=980px){.hero{background:var(--color-royal)}.hero__image,.hero__shade{display:none}.hero__inner{max-width:42.5rem;min-height:0;padding-block:var(--space-8) 2.75rem;display:block}.hero__trust{margin:var(--space-5) 0 0}}@media (width<=560px){.hero__inner{padding-block:var(--space-5) var(--space-7)}.hero__title{line-height:1.08}.hero__trust{justify-content:center;gap:var(--space-1) var(--space-4);font-size:.8125rem}.hero__lead{max-width:none;margin-top:.625rem}}.lead-form{padding:var(--space-7) 1.875rem var(--space-6);border-radius:var(--radius-lg);background:var(--color-white);box-shadow:var(--shadow-card);scroll-margin-top:var(--space-4)}.lead-form__title{font-family:var(--font-serif);font-size:1.6875rem;font-weight:var(--weight-bold);margin-bottom:1.125rem;line-height:1.1}.lead-form__options{gap:var(--space-3);flex-direction:column;display:flex}.lead-form__field,.lead-form__submit{margin-top:var(--space-5)}.lead-form__legal{text-align:center;font-size:var(--text-xs);color:var(--color-text-muted);text-wrap:balance;margin-top:.625rem;line-height:1.45}.lead-form__legal a{color:var(--color-royal);white-space:nowrap}.option{justify-content:space-between;align-items:center;gap:var(--space-3);min-height:3.75rem;padding-inline:var(--space-5);border:1.5px solid var(--color-border-option);border-radius:var(--radius-sm);background:var(--color-white);cursor:pointer;transition:background-color var(--transition), border-color var(--transition);display:flex;position:relative}.option:hover{border-color:var(--color-selected)}.option:has(.option__input:checked){border-color:var(--color-selected);background:var(--color-pale-blue)}.option:has(.option__input:focus-visible){outline:3px solid var(--color-focus);outline-offset:2px}.option__body{align-items:center;gap:var(--space-4);display:flex}.option__icon-wrap{justify-content:center;align-items:center;width:3.5rem;height:2.75rem;display:flex}.option__icon{width:auto;height:2.75rem}.option__label{font-size:1.375rem;font-weight:var(--weight-semibold)}.option__input{width:1.5rem;height:1.5rem;accent-color:var(--color-navy);cursor:pointer;flex:none;margin:0}.field__label{margin-bottom:var(--space-2);font-size:var(--text-base);display:block}.field__input{width:100%;height:3.5rem;padding-inline:var(--space-4);border:1.5px solid var(--color-border-input);border-radius:var(--radius-sm);background:var(--color-white);font-size:var(--text-md);color:var(--color-text);display:block}.field__input::placeholder{color:#6b7788;opacity:1}.field__input[aria-invalid=true]{border-color:var(--color-error)}.field__error{margin-top:var(--space-2);font-size:var(--text-sm);color:var(--color-error)}.field__error[hidden]{display:none}@media (width<=980px){.lead-form{margin-top:var(--space-6);padding:var(--space-5) var(--space-5) var(--space-5)}}@media (width<=560px){.lead-form{margin-top:var(--space-4);padding:var(--space-4) var(--space-4) .875rem;border-radius:var(--radius-md)}.lead-form__title{clip:rect(0 0 0 0);clip-path:inset(50%);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.lead-form__options{gap:var(--space-2);flex-direction:row}.lead-form__field,.lead-form__submit{margin-top:.875rem}.lead-form__legal{margin-top:var(--space-2);font-size:.75rem}.option{min-width:0;min-height:5.25rem;padding:.625rem var(--space-1);text-align:center;flex-direction:column;flex:1 1 0;justify-content:center}.option__body{flex-direction:column;gap:.375rem}.option__icon-wrap{width:auto;height:2.125rem}.option__icon{height:2.125rem}.option__label{white-space:nowrap;font-size:.90625rem}.option__input{opacity:0;width:100%;height:100%;position:absolute;inset:0}.option:has(.option__input:checked):after{content:"✓";border-radius:var(--radius-round);background:var(--color-navy);width:1.125rem;height:1.125rem;color:var(--color-white);font-size:.6875rem;font-weight:var(--weight-bold);text-align:center;line-height:1.125rem;position:absolute;top:.375rem;right:.375rem}.field__label{font-size:var(--text-sm);margin-bottom:.375rem}.field__input{height:3.125rem;font-size:var(--text-base)}}@media (width<=400px){.option__label{white-space:normal;text-wrap:balance;font-size:.8125rem;line-height:1.15}}.steps{background:var(--color-white);padding-block:3.75rem 4.25rem}.steps__list{width:min(100% - 2 * var(--gutter), 68.75rem);grid-template-columns:repeat(3,minmax(0,1fr));margin-inline:auto;display:grid}.step{text-align:center;flex-direction:column;align-items:center;display:flex}.step__rail{align-items:center;width:100%;display:flex}.step__line{background:var(--color-gold);flex:1;height:2px}.step__line--hidden{background:0 0}.step__number{border-radius:var(--radius-round);background:var(--color-gold);width:3.75rem;height:3.75rem;font-family:var(--font-serif);font-size:2rem;font-weight:var(--weight-bold);text-align:center;flex:none;margin-inline:.875rem;line-height:3.75rem}.step__icon{width:4.5rem;height:4.5rem;margin-top:1.125rem}.step__title{margin-top:var(--space-3);font-family:var(--font-serif);font-size:1.6875rem;font-weight:var(--weight-bold);line-height:1.15}.step__text{padding-inline:var(--space-6);font-size:var(--text-lg);color:var(--color-text-soft);margin-top:.625rem;line-height:1.45}@media (width<=980px){.steps__list{gap:var(--space-10);grid-template-columns:minmax(0,1fr)}.step__line{display:none}}@media (width<=560px){.steps{padding-block:var(--space-10) 2.75rem}.steps__list{gap:var(--space-6)}.step{column-gap:var(--space-4);text-align:left;grid-template-columns:3rem minmax(0,1fr);align-items:start;display:grid}.step__rail{grid-area:1/1/span 2;justify-content:center;width:auto}.step__number{width:3rem;height:3rem;margin-inline:0;font-size:1.625rem;line-height:3rem}.step__icon{display:none}.step__title{grid-area:1/2;margin-top:0;font-size:1.375rem}.step__text{font-size:var(--text-base);grid-area:2/2;margin-top:.25rem;padding-inline:0}}.coverage{padding-block:var(--section-y);background:var(--color-mist)}.coverage__inner{width:min(100% - 2 * var(--gutter), 72.5rem);margin-inline:auto}.coverage__header{text-align:center;max-width:47.5rem;margin-inline:auto}.coverage__title{font-family:var(--font-serif);font-size:var(--text-heading);font-weight:var(--weight-bold);line-height:1.1}.coverage__rule{margin-top:var(--space-5)}.coverage__lead{margin-top:var(--space-5);font-size:1.25rem;line-height:var(--leading-body);color:var(--color-text-soft)}.coverage__grid{gap:var(--space-6);margin-top:var(--space-12);grid-template-columns:repeat(3,minmax(0,1fr));display:grid}.card{padding:var(--space-8) 1.875rem 1.875rem;border:1px solid var(--color-border);border-radius:var(--radius-lg);background:var(--color-white);box-shadow:var(--shadow-soft);scroll-margin-top:var(--space-4);flex-direction:column;display:flex}.card__icon-wrap{border-radius:var(--radius-round);background:var(--color-pale-blue);justify-content:center;align-items:center;width:4.75rem;height:4.75rem;display:flex}.card__icon{width:auto;height:2.75rem}.card__title{margin-top:var(--space-5);font-family:var(--font-serif);font-size:1.875rem;font-weight:var(--weight-bold);line-height:1.1}.card__text{font-size:var(--text-md);line-height:var(--leading-body);color:var(--color-text-soft);margin-top:.625rem}.card__list{gap:var(--space-3);margin:var(--space-5) 0 var(--space-6);flex-direction:column;display:flex}.card__item{gap:var(--space-3);font-size:var(--text-base);color:var(--color-text-card);line-height:1.4;display:flex}.card__item:before{content:"✓";border-radius:var(--radius-round);background:var(--color-gold);width:1.375rem;height:1.375rem;color:var(--color-navy);text-align:center;flex:none;margin-top:1px;font-size:.8125rem;font-weight:800;line-height:1.375rem}.card__link{font-size:var(--text-md);font-weight:var(--weight-bold);text-decoration:underline;-webkit-text-decoration-color:var(--color-gold);text-decoration-color:var(--color-gold);text-underline-offset:6px;margin-top:auto;text-decoration-thickness:3px}.card__link:hover{-webkit-text-decoration-color:var(--color-navy);text-decoration-color:var(--color-navy)}@media (width<=980px){.coverage__grid{grid-template-columns:minmax(0,1fr);max-width:35rem;margin-inline:auto}}@media (width<=560px){.coverage__lead{font-size:var(--text-md)}.coverage__grid{gap:var(--space-4);margin-top:var(--space-7)}.card{padding:1.375rem var(--space-5) var(--space-5)}.card__icon-wrap{width:3.75rem;height:3.75rem}.card__icon{height:2.25rem}.card__title{margin-top:.875rem;font-size:1.625rem}.card__text{font-size:1.03125rem}.card__list{gap:.625rem;margin-block:.875rem 1.125rem}.card__item{font-size:1rem}}.band{background:var(--color-royal);min-height:28.75rem;position:relative;overflow:hidden}.band__photo{object-fit:cover;object-position:30% 50%;clip-path:polygon(0 0,100% 0,86% 100%,0 100%);width:min(54%,50% + 4rem);height:100%;position:absolute;top:0;left:0}.band__ornament{pointer-events:none;width:auto;height:112%;position:absolute;bottom:-1.875rem;left:calc(50% - 4.375rem)}.band__inner{grid-template-columns:minmax(0,58fr) minmax(0,42fr);align-items:center;min-height:28.75rem;padding-block:4.75rem;display:grid;position:relative}.band__content{grid-column:2}.band__title{font-family:var(--font-serif);font-size:3.375rem;font-weight:var(--weight-bold);color:var(--color-on-dark);line-height:1.06}.band__title-line{display:block}.band__title-line--accent{color:var(--color-gold)}.band__rule{margin-top:1.375rem}.band__text{max-width:27.5rem;font-size:var(--text-xl);color:var(--color-on-dark);margin-top:1.375rem;line-height:1.4}.band__cta{margin-top:var(--space-7)}@media (width<=980px){.band{min-height:0}.band__photo{clip-path:none;width:100%;height:16.25rem;display:block;position:relative}.band__ornament{display:none}.band__inner{min-height:0;padding-block:var(--space-10) var(--space-12);display:block}}@media (width<=560px){.band__photo{height:13.75rem}.band__inner{padding-block:var(--space-8) var(--space-10)}.band__title{font-size:2.125rem}.band__text{margin-top:var(--space-4);font-size:var(--text-lg)}.band__cta{width:100%;margin-top:1.375rem}}